Bankruptcy & Debt Relief

  • When faced with unmanageable debt or the loss of property such as a home or car, filing bankruptcy may be an option for relief.  If considering bankruptcy, you can file a Chapter 7 or Chapter 13 Bankruptcy.  The answer to what is the difference between the two is found in this article: Chapter 7 vs.

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  • The impact of a bankruptcy on one’s job is often a concern and question clients ask.  These are all valid questions you should ask your bankruptcy attorney.  “Can Bankruptcy Affect my Job?” is a question worth exploring and understanding. Why is an Applicant’s or Employee’s Bankruptcy Filing Important? First, if an employer wants to use

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  • When considering filing a Chapter 7 or Chapter 13 bankruptcy, a common concern among clients is whether they may lose their home, car, retirement accounts, or other assets and property.  The federal bankruptcy laws include specific protections for the property and assets of bankruptcy debtors.  When a one files Bankruptcy, all his/her property becomes part

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  • There is a common misconception when it comes to Bankruptcy and Tax Debt, being that Tax Debt will not get erased in a Bankruptcy filing.  While not all Tax Debts get erased in Bankruptcy, certain Tax Debts can if meeting specific requirements.  When discussing Bankruptcy and erasing debts, the term “Erase” is replaced with the

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  • Are you being harassed by a debt collector?  Constant phone calls, calls to your work and family?  Threatening letters and emails?  Verbal threats of lawsuits, wage garnishment, taking of property, or jail?  You may be wondering about: WHAT DEBT COLLECTORS CANNOT DO. What Debt Collectors Cannot Do: Debt Collectors use many underhanded and illegal tactics

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  • The following is a summary of parts of the CARES Act passed by Congress on March 25, 2020 and is not meant as tax or financial advice, it is for information purposes only. What if I Cannot Pay My Bills Due to the Coronavirus? With our country engulfed in the Coronavirus Pandemic, many are asking:

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  • Pennsylvania’s Consumer Protection Laws Against Debt Collectors Pennsylvania Consumers have specific Rights Regarding the Actions of Creditors and Debt Collectors You may experience a time in your life when unfortunate circumstances create an inability to pay and manage all of your bills and debts.  Maybe you or your spouse lost a job, or are ill

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